WELCOME - MR. ROBBIE THOMPSON
NEW PRESIDENT/CEO OF MID-AMERICA CREDIT UNION ASSOCIATION
We would like to introduce Robbie Thompson as MACUA's President/CEO. Mr. Thompson has almost 20 years in the financial services industry. He is currently vice-president general counsel of Members Cooperative Credit Union in headquartered in Cloquet, MN. Mr Thompson is an avid baseball fan who currently lives in Minnesota with his wife and three children. he enjoys spending time with his family, reading and coaching wrestling. Let's "Welcome" Mr. Thompson to North Dakota and South Dakota.
ATTENTION: COMMERCIAL ACCOUNT HOLDERS
In accordance with the requirements of the Unlawful Internet gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling. Unlawful Internet gambling is defined as "to place, receive or otherwise knowingly transmit a bet or wager by means which involves the use, at least in part, of the Internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made".
CARNIVAL OF CARDS PROMOTION (FUN PICTURES)
Stop by and have your picture taken with the strong man and the trapeze girl. We are also serving snacks every Wednesday. Come join the fun and inquire about our card promotion.
NEW ACCOUNT OPENING INFORMATION
TO ASSIST POTENTIAL MEMBERS IN OPENING AN ACCOUNT WITH DAKOTA PLAINS CREDIT UNION, WHETHER IT BE A PERSONAL ACCOUNT, BUSINESS ACCOUNT OR ORGANIZATION CLICK HERE! YOU WILL FIND A LIST OF FORMS AND INFORMATION WE WILL NEED TO COMPLETE THE ACCOUNT OPENING PROCESS. PLEASE ALLOW 15 - 30 MINUTES TO OPEN A NEW ACCOUNT.
REQUIRED INFORMATION AND FORMS FOR OPENING A NEW ACCOUNT:
Personal Accounts:
Identification: Drivers license (must be current) , passport, social security card or birth certificate.
All owners on the account (Including any Beneficiaries that are to be listed): Address, phone number(s), social security number and birthdate.
Each owner must be present to sign membership application.
Organizations:
All information listed under personal account.
Minutes from meeting stating who has authorization on the account, access to which accounts and officers of the organization.
Business Accounts:
All information listed under personal accounts.
Additional information:
* Corporation, LLC or Sole Proprietorship papers showing that you are in business and registered with the state.
* TIN - tax identification number
* Corporation or LLC only: Minutes from meeting stating who has authorization on the account and what their exact duties will be , share of ownership listed and officers of the business.
If you have any questions on the required information please contact any DPCU office.
CHECK IMAGING: VIEWING SHARE DRAFT COPIES ONLINE:
A FREE service to Dakota Plains Credit Union members. Convenience to view your check images on-line, anytime, anywhere.
Features: * Print checks. * View front and back of check. * View check within two days of clearing. * Save check images as an electronic file on your computer.
If you are already signed up for CU-Online you already have access to this convenient service. If you are not signed up for CU Online and would like access to your accounts 24/7 visit "Automated Services" on the web-site for an application or contact any office.
Click here for more details.
WHAT'S THE DIFFERENCE BETWEEN POWER OF ATTORNEY & EXECUTOR (PERSONAL REPRESENTATIVE)?
Power of Attorney works while the person is alive, and gives the agent authority to make decisions on behalf of the person. These decisions are as binding as though the person themselves had made the decisions. Power of Attorney ends when the person dies.
Executor or Personal Representative takes authority after a person dies and is limited to carrying out the instructions contained in a will, as interpreted and confirmed by the probate court. If an executor was not named prior to the persons death anyone can apply to serve as administrator.
Check with your legal counsel for more details.
2009 CREDIT CARD ACCOUNTABILITY, RESPONSIBILITY AND DISCLOSURE ACT
(CARD ACT)
On May 22, 2009, President Obama signed into law the CARD Act of 2009. The CARD Act limits changes for interest rates, fees, and other significant terms on credit card accounts. It also requires a longer notice when certain terms are changed, bans certain deceptive practices and provides additional protection to consumers. If you have a credit union credit card, you already know about the low-interest rate, low fees, reasonable grace period and great member service that are standard operating procedure at a credit union. Dakota Plains Credit Union is actively working with our vendors to meet all compliance deadlines. Be rest assured that Dakota Plains Credit Union was already compliant in the majority of the areas and those that needed change did not adversely affect your VISA credit card with us. If you don't have a credit union credit card, now is a great time to get one. For a VISA credit card application or further information on the 2009 CARD Act contact any Dakota Plains Credit Union office. Beginning with your March 2010 statement your statement will have a new look. To remain compliant with the CARD Act there is information that needed to be added/changed to your statement.
GRAND PARENT SCAMS): Members and residents of our communities have been victims of this scam, so please read. There is a new scam out there designed to separate the elderly from their money and it's a good one. It's being called the "Grandparent Scam" because it mostly targets the senior citizens who have grandchildren. It is happening in the United States and Canada and begins with a frantic phone call. The caller pretends to be the grandchild of the victim and claims they are in need of some emergency cash. Once the money has been wired there is no hope of getting the money back. Click here for more information.
CUE REWARDS POINTS: Remember if you have both a Dakota Plains Credit Union debit and credit card you can household (combine) your points. If you wish to grow your point balance quicker call the credit union and request that your points be combined. Then watch your points grow and redeem points for that much wanted gift or travel option. Contact us for more details.
