It pays not to be basic.

Earn 5.00 APY* on balances up to and including $25,000 every month you qualify. Finally, an account that earns for you.

Benefits You'll Love

  • Free checking that pays high interest
  • No minimum deposit to open
  • Easily link to your Kasasa Saver® account
  • Refunds on ATM fees nationwide*

*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Dakota Plains Credit Union as ATM transactions and purchases made with non-Dakota Plains Credit Union issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 5.00%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 5.00% to 0.25% APY depending on the account's balance and (2) you will receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified up to an aggregate total of $25.00, with a maximum of $4.99 per transaction.

When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/01/2023. Rates and rewards are variable and may change after an account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications and rewards may vary by account. Monthly enrollment in online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. ATM withdrawal fees incurred during a Monthly Qualification Cycle at Dakota Plains Credit Union will be reimbursed up to an aggregate total of $25.00, with a maximum of $4.99 per transaction when you qualify for your account's rewards. Contact a Dakota Plains Credit Union member service representative for additional information, details restrictions, processing limitations and enrollment instructions. Federally insured by NCUA, Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

CD Specials

Term Balance APY
     
     

Certificates of Deposit (CDs)

Term Balance APY2
3 Month $500 to $9,999 0.60%
3 Month $10,000 to $24,999 0.70%
3 Month $25,000 to $49,999 0.80%
3 Month $50,000+ 0.90%
6 Month $500 to $9,999 1.30%
6 Month $10,000 to $24,999 2.25%
6 Month $25,000+ 2.75%
6 Month - Youth $50-$9,999 1.40%
6 Month - Youth $10,000-$24,999 2.25%
6 Month - Youth $25,000+ 2.75%
12 Month $500 to $9,999 2.30%
12 Month $10,000 to $24,999 2.40%
12 Month $25,000+ 3.00%
18 Month $500 to $9,999 1.80%
18 Month $10,000 to $24,999 1.90%
18 Month $25,000+ 2.00%
24 Month $500 to $9,999 1.65%
24 Month $10,000 to $24,999 1.75%
24 Month $25,000+ 1.85%
30 Month Come Grow with Us Special $100 to $999 1.55%
30 Month Come Grow with Us Special $1,000 to $9,999 1.70%
30 Month Come Grow with Us Special $10,000+ 1.85%
36 Month $500 to $9,999 1.55%
36 Month $10,000 to $24,999 1.65%
36 Month $25,000+ 1.75%
9 Month IRA CD $500+ 3.75%
18 Month IRA CD $500+ 4.25%
24 Month IRA CD $500+ 4.50%

CDs with a term of 3-12 months will have dividends credited at maturity. CDs with a term of more than 12 months will have dividends transferred to a designated share account.

Kasasa Cash*

Balance Rate APY
$0 - $25,000 5.00% 5.00%
$25,001+ 0.25% 5.00% to 0.25%
All balances if qualifications not met 0.02% 0.02%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and agree to receive E-statements
  • Be enrolled and Log into Virtual Branch or Mobiliti 

Kasasa Saver*

Balance Rate APY
$0 - $25,000 0.25% 0.25%
$25,001+ 0.10% 0.10% to 0.25%
All balances if qualifications not met 0.02% 0.02%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive E-Statement notice
  • Be enrolled and log into Virtual Branch Next.

Savings Accounts

Account Minimum Balance to Obtain APY Dividend Rate APY1
Pee Wee Shares $0-$99 0.00% 0.00%
Pee Wee Shares $100-$2,499 0.02% 0.02%
Pee Wee Shares $2,500+ 0.02% 0.02%
Teen Shares $0-$99 0.00% 0.00%
Teen Shares $100-$2,499 0.02% 0.02%
Teen Shares $2,500+ 0.02% 0.02%
Christmas Club Shares   0.05% 0.05%
Membership Savings $5 - $100 0.00% 0.00%
Membership Savings $101 - $2,499 0.02% 0.02%
Membership Savings $2,500+ 0.02% 0.02%
Money Market Savings $2,500 - $9,999 0.50% 0.50%
Money Market Savings $10,000 - $24,999 0.60% 0.60%
Money Market Savings $25,000 - $49,999 0.70% 0.70%
Money Market Savings $50,000+ 0.80% 0.80%
Money Market Elite $50,000-$149,999 1.25% 1.25%
Money Market Elite $150,000+ 1.50% 1.50%
IRA Shares $100 - $5,000 1.80% 1.80%
IRA Shares $5,001+ 2.00% 2.00%

Come grow with us!